Payment Options

0% interest-free credit

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Why save up and wait when you can choose 0% interest-free credit…

With a range of flexible repayments from 6 months up to 2 years/24 months enjoy an Elegant Bed sooner without waiting to save up or pay interest charges.

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Finance puts you in charge, helping you plan monthly spending and manage your finances with ease.

You won’t pay a penny more it’s always 0% interest and if you get tired of it, you can make overpayments or even end it whenever you’re ready. Simply pay off the balance by card – No charges and no interest.

If you meet the following conditions, you will be able to apply for Interest Free Credit:

  • You must be 18 years of age or over
  • You’re in permanent full or part time employment, self-employed, retired or receive Disability Allowance
  • You have lived in the UK for at least 36 months and will continue to do so
  • Your purchase must be delivered to your home address

Interest free credit is easy to arrange – in fact, we do all the hard work for you.

Step 1 – Find the perfect Elegant Bed for you, then proceed towards the checkout as normal

Step 2 – When asked how you would like to pay, click on ‘Apply for finance’ and select a monthly payment amount and period that suits you

Step 3 – You’ll be asked to fill in some details, have the following to hand:

  • Previous address if you’ve moved in the last here years
  • Bank details including account number and sort code
  • Email address and contact telephone number
  • Daytime and / or evening number plus your work number – these should include at least one landline

Once accepted, you’ll receive a confirmation email within 24 hours. Please remember that any finance offer is subject to acceptance.

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When applying online through, your interest free credit finance agreement is provided on behalf of Elegant Beds by Creation, who also supply finance for some of the UK’s best-known high street brands. As part of one the world’s biggest banks, BNP Paribas, they help over 4million customers manage their money each and every day.

Cash price £2495.00 Deposit (NIL 0%). 36 monthly payments of £69.31 Total payable £2495.00. Minimum credit balance £500. Subject to status to UK residents aged 18 or over.

If you have any questions about finance please contact us via email, Live Chat or call us on 01452 689 545

If you would prefer not to take up interest free credit, you can pay with any major credit/debit card.

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No Deposit – 0% APR representative finance available: Credit is subject to application and status. Elegant Beds acts as a credit broker and not the lender. Creation Consumer Finance Limited acts as the lender. Credit is subject to application and status.

Creation Consumer Finance Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Register No. 311518). Registered in Northern Ireland, Registration No. N1032565. Registered office: Wellington Buildings, 2-4 Wellington Street, Belfast BT1 6HT.

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Flexible monthly payments form 6 months up to 2 years.[/us_cta][us_separator size=”custom” height=”180px” el_class=”come-last”]
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